function validateForm() { //v4.0
document.form1.js_flag.value="Submitter entered validation process with JavaScript.";
if ( document.form1.present_st.value == ""){
		alert("Current State is required.")
		document.form1.present_st.focus()
		return false
	}
if ( document.form1.Amount_req.value == ""){
		alert("Loan amount being requested is required.")
		document.form1.Amount_req.focus()
		return false
	}
if ( document.form1.bo_fname.value == ""){
		alert("First Name is required.")
		document.form1.bo_fname.focus()
		return false
	}
if ( document.form1.bo_lname.value == ""){
		alert("Last Name is required.")
		document.form1.bo_lname.focus()
		return false
	}
if ( document.form1.bo_bd.value == ""){
		alert("Birthdate is required.")
		document.form1.bo_bd.focus()
		return false
	}
if ( document.form1.bo_bd.value.length < 10){
		alert("Please check and re-enter your birthdate. For example January 1, 1980 would be 01/01/1980.")
		document.form1.bo_bd.focus()
		return false
	}
if ( document.form1.bo_ss.value == ""){
		alert("Social Security Number is required.")
		document.form1.bo_ss.focus()
		return false
	}
if ( document.form1.bo_ss.value.length > 9){
		alert("Please check and re-enter your SS#. Take out the dashes (-) as in:  111223333.")
		document.form1.bo_ss.focus()
		return false
	}
if ( document.form1.present_addr.value == ""){
		alert("Current Address is required.")
		document.form1.present_addr.focus()
		return false
	}
if ( document.form1.present_city.value == ""){
		alert("Current City is required.")
		document.form1.present_city.focus()
		return false
	}
if ( document.form1.present_zip.value == ""){
		alert("Current Zip Code is required.")
		document.form1.present_zip.focus()
		return false
	}

if ( document.form1.present_tel.value == "" && document.form1.mobile_tel.value == ""){
	alert("Phone number is required.")
	document.form1.present_tel.focus()
	return false
}
if (document.form1.ApplicantEmail.value == "" || document.form1.ApplicantEmail.value.indexOf ('@', 0) == -1 || document.form1.ApplicantEmail.value.indexOf ('.', 0) == -1)
  {
    alert("Please enter a  Valid E-mail address!");
    document.form1.ApplicantEmail.focus();
    return (false);
  }	
if ( document.form1.Mtg_Company.value == "" && document.form1.Landlord_name.value == ""){
	alert("Mortgage Company or Landlord_name is required.")
	document.form1.Mtg_Company.focus()
	return false
}	  

if ( document.form1.Landlord_name.value != "" && document.form1.Landlord_tel.value == ""){
	alert("Landlord's Phone is required.")
	document.form1.Landlord_tel.focus()
	return false
}  
if ( document.form1.reference_src == "Not_Selected"){
		alert("Please tell us how you heard about us.")
		document.form1.reference_src.focus()
		return false
	}
	
if ( document.form1.present_emp.value == ""){
		alert("Employer is required.")
		document.form1.present_emp.focus()
		return false
	}

if ( document.form1.present_emp_howlong.value == ""){
		alert("How long with Employer is required.")
		document.form1.present_emp_howlong.focus()
		return false
	}
if ( document.form1.present_emp_addr.value == ""){
		alert("Employer Address is required.")
		document.form1.present_emp_addr.focus()
		return false
	}
	
if ( document.form1.present_emp_city.value == ""){
		alert("Employer City is required.")
		document.form1.present_emp_city.focus()
		return false
	}
	
if ( document.form1.present_emp_st.value == ""){
		alert("Employer State is required.")
		document.form1.present_emp_st.focus()
		return false
	}				

if ( document.form1.present_emp_zip.value == ""){
		alert("Employer Zip Code is required.")
		document.form1.present_emp_zip.focus()
		return false
	}
	
if ( document.form1.present_emp_tel.value == ""){
		alert("Employer Telephone Number is required.")
		document.form1.present_emp_tel.focus()
		return false
	}	


if ( document.form1.Auto1_VIN.value == ""){
		alert("VIN Numer is required.")
		document.form1.Auto1_VIN.focus()
		return false
	}	
	
		
	
if ( document.form1.Bank_Name.value == "" ){
		alert("Bank Name is required.")
		document.form1.tbABA.focus()
		return false
	}	
if ( document.form1.tbABA.value == ""){
		alert("Bank Routing Number is required.")
		document.form1.tbABA.focus()
		return false
	}	
if ( document.form1.tbActNum.value == ""){
		alert("Bank Account Number is required.")
		document.form1.tbActNum.focus()
		return false
	}
	
		
if ( document.form1.Mtg_rent_payment.value == ""){
		alert("Monthly Mortgage/Rent payment is required.")
		document.form1.Mtg_rent_payment.focus()
		return false
	}
if ( document.form1.TotalMonthlyExp.value == ""){
		alert("Total Monthly Expenses is required.")
		document.form1.TotalMonthlyExp.focus()
		return false
	}
if ( document.form1.ApplicantAgreement.value == ""){
		alert("Applicant's Name is required.")
		document.form1.ApplicationAgreement.focus()
		return false
	}
if ( document.form1.Total_NetMonthly.value == ""){
		alert("Total Net Monthly Income is required.")
		document.form1.Total_NetMonthly.focus()
		return false
	}

return true;
}


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